About Me
Experience You Can Trust
With a background in Chartered Accountancy and over 30 years of hands-on business experience, I understand the challenges that business owners face every day. Having owned, operated, and advised businesses across multiple industries, I bring real-world insights to help you reduce costs, increase profitability, and make informed financial decisions.
A Career Built on Business Expertise
✔ Petrol Industry Consultant (1990s): Advised major operators including Shell, Esso, BP, Elf, and Total on the profitability of their service stations.
✔ Business Transfer Specialist (2000s): Worked as a business transfer agent, helping owners buy and sell businesses just like yours.
✔ Retail & Financial Services: Owned a village store, served as a sub-postmaster, and ran a finance consultancy to support business owners with funding and cost management.
✔ Business Networking & Professional Services: I have also run business networking groups, connecting entrepreneurs with trusted professionals—including IFAs, accountants, business coaches, and solicitors.
How Cost Smart Can Help You
At Cost Smart, we specialize in cost reduction across key areas, including:
✔ Finance – Finding smarter funding solutions and cutting unnecessary expenses.
✔ Property – Helping you optimize business premises costs.
Trusted, Experienced, and Here to Help
Whether you're looking to streamline costs, grow your business, or connect with trusted advisors, I’m here to help. Let’s start a conversation.
Cost Smart Consultancy
Professional Business Management Consultant
If you are interested in reducing your businesses costs and perhaps also improving your offer to your clients and customers then we will be able to help. If you are interested in reducing your merchant services, power, water service, telecoms and finance costs please contact us.
We start with a free, no-obligation chat to identify areas in which we can save you money. Often, we may visit you at your premises to help get a better understanding of your business and its needs however this is not always necessary.
The best part is that it costs you nothing, so it is a win win situation for you. Either we can help you and you increase your profitability or you have the comfort of knowing your business is operating efficiently.
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